<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Penny</title><description>Penny splits bills inside a group. It tracks who paid and who owes, then shows the fewest payments that settle up.</description><link>https://penny-split.com/</link><item><title>Why Penny shows two totals</title><link>https://penny-split.com/blog/why-two-totals/</link><guid isPermaLink="true">https://penny-split.com/blog/why-two-totals/</guid><description>Most bill splitters show one number. Penny shows what you owe and what you are owed, side by side.</description><pubDate>Sun, 16 Aug 2026 00:00:00 GMT</pubDate></item></channel></rss>